Bank Account

Tailor the banking checklist around your stay, origin, and income plans.

Finance

Why it matters

Bank accounts in the Netherlands

Credit cards often don't work in stores — debit is standard

You need iDEAL for online payments (Revolut and Wise both support it)

Dutch IBAN is needed for salary, rent contracts, and utilities

Wise is popular for international transfers and as a landing account when you first arrive

Tailored to you

Stay length

How long are you staying?

Origin

Where are you from?

Work or income

Will you work, intern, freelance, or earn income?

3 quick questions tailor the steps to your situation.

Compare your options

Feature	ABN AMRO	ING	bunq	Revolut / Wise
Type	Traditional Dutch	Traditional Dutch	Digital Dutch	Digital EU
IBAN	NL	NL	NL	Various (not always NL)
Cost (Student)	€0 / month	€0 / month	Free tier available	€0 basic tier
Best For	Safest long-term	Digital-friendly	Fastest NL IBAN	Bridge / transfers
Verification	In-person / App	App / In-person	App only (Strict)	App only

Ready? Let’s tailor this to you.

Answer a couple of quick questions, then take it one step at a time.